Democrats are going to shut down the government because Republicans are allowing Biden's ACA gift to insurance companies expire.  

Good job, Democrats!  The insurance industry thanks you for your monetary gifts.  The general public is still being screwed by exorbitant medical costs but we're not suppose to blame Democrats for that.

1 in 3 Cardholders Are in Credit Card Debt Due to Medical Bills

Key Findings

In early October, LendingTree conducted an opt-in online survey of 764 credit cardholders, with the sample base proportioned to be representative of the general population. Here are some of the most compelling findings:

• A third of cardholders are in credit card debt due to medical bills.   Of those who paid a medical bill with a credit card, nearly one in 10 owe at least $10,000.
• 56% of credit cardholders have paid a medical bill with a credit card at some point in the past, and more than half are still in debt because of that decision.
  • Men (60%) were more likely to have paid a medical bill with a credit card than women (52%).
  • Low-income cardholders are more likely to have done so than higher earners.
• Almost 60% of those who used a credit card for a medical bill said they would not have been able to afford the bill otherwise.   However, about the same percentage said they used plastic to earn credit card rewards.
  • Millennials (76%) were more than twice as likely as baby boomers to say they turned to a credit card because they could not otherwise afford their bill.
  • Low-income cardholders said they used their credit card because they couldn’t pay their medical bill otherwise, while higher earners did so to earn rewards.
• About 30% of respondents say they regret using their credit card to pay medical bills.
• The data suggests about 18% of cardholders have a medical credit card, including more than a quarter of millennials.

S E E D E D   C O N T E N T

The U.S. States With the Highest Credit Card Debt

Americans are carrying a record amount of credit card debt, but where that burden hits hardest varies significantly by geography. This visualization maps household credit card debt across all 50 U.S. states. The data for this graphic comes from   WalletHub.

Hawaii Tops the List

America’s total credit card debt now stands at about $1.32 trillion, which includes roughly $65 billion added just in the past year.

Hawaii leads the nation with the highest household credit card debt at $15,052. This figure reflects the state’s high cost of living—especially in housing, transportation, and food—which often forces residents to rely more heavily on credit to cover essentials. Other high-debt states include California ($13,847) and Alaska ($13,630), both with similar affordability challenges.

Sun Belt and Coastal States Struggle

Sun Belt states like Texas ($12,786), Georgia ($12,819), and Florida ($12,624) rank high on the list, likely driven by growing populations, inflation pressures, and lifestyle spending. Coastal states such as New Jersey, Maryland, and Connecticut also feature above-average debt loads, reflecting both high living costs and urban financial behaviors.

Midwestern States Carry the Least Debt

At the other end of the spectrum, Midwestern and Plains states carry far less credit card debt. Iowa ($8,480), Wisconsin ($8,424), and the Dakotas all fall well below the national average. These states benefit from lower living costs and more conservative financial habits.