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Facing the hard facts of Obamacare

  

Category:  Op/Ed

By:  vic-eldred  •  last year  •  40 comments

Facing the hard facts of Obamacare
“They [the enhanced subsidies] didn’t have an income limit. … They have zero-premium policies, so people don’t even know they’re covered. Insurance companies are incentivized to auto-enroll people, and so it’s become a money maker factory for insurance companies,” Thune said.

Link to quote: ObamaCare sticker shock begins as open enrollment meets shutdown deadlock

As the government shutdown lingers on, one of the issues that democrats pinned to it is the problem of Obamacare funding. Their reason for shutting down the government.

Here is the background to the story. You'll never get the truth from the dems. We were all told once upon a time that Obamacare was going to be similar to a single payer system and that it would make health care cheaper. It was based on bringing so many people into the system, especially young people who wouldn't use it much and subsidize those who needed it, that it would be fairly sustainable. Supposedly insurance companies would manage their costs to get in on it. It didn't take long to realize that all of those assumptions were dead wrong.

On top of it all, certain people (illegal aliens) eventually flooded the system. Eventually Obamacare needed a subsidy and that subsidy began escalading. During the Covid pandemic congress passed a massive subsidy for Obamacare. It was the idea of democrats and to make it more palatable they placed a sunset clause on it, thus these particular subsidies were set to expire now that the covid pandemic is largely over. It has now expired, but democrats want it back.


From the Paragon Health Institute:

"The truth? Premiums are expected to rise by $1,665, or 20%, on average, a Paragon Health Institute study found — yet the expiring subsidies account for only four  of those percentage points, or just $333.

Fact is,  most  ObamaCare subsidies are  not  expiring.


What’s set to vanish is merely the  added  cash Democrats in Congress agreed to pay insurers (using taxpayer money) during COVID.  That’s it."

Ignore Dem lies on Obamacare and their excuse for the gov't shutdown collapses


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Vic Eldred
Professor Principal
1  author  Vic Eldred    last year

You all should know better by now, but once again Trump was right:

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devangelical
Professor Principal
1.1  devangelical  replied to  Vic Eldred @1    last year

... as america goes past the 9 year anniversary of trump's promise to replace the ACA with "a cheaper and better" healthcare plan.

 
 
 
evilone
Professor Guide
1.1.1  evilone  replied to  devangelical @1.1    last year

He'll unveil his plan in two weeks. /s

 
 
 
devangelical
Professor Principal
1.1.2  devangelical  replied to  evilone @1.1.1    last year

more like 2 weeks after the autocratic asshole is dead, maybe ...

 
 
 
Vic Eldred
Professor Principal
1.1.3  author  Vic Eldred  replied to  devangelical @1.1    last year

Now, now ..... The Republicans attempts to fix it were killed by one spiteful vote:




The topic here is why democrats demand that a sunset they wrote into a subsidy be written out as a condition to reopening the government.

 
 
 
Vic Eldred
Professor Principal
1.1.4  author  Vic Eldred  replied to  evilone @1.1.1    last year

We are talking about YOUR healthcare plan. The one democrats sacrificed their careers for.

 
 
 
devangelical
Professor Principal
1.1.5  devangelical  replied to  Vic Eldred @1.1.4    last year
The one democrats sacrificed their careers for.

the one that republicans added so many golden parachute amendments to reward their friends in the healthcare insurance industry, only to vote against it afterwards, after they'd collected their cash windfalls from lobbyists. 

 
 
 
Vic Eldred
Professor Principal
1.1.6  author  Vic Eldred  replied to  devangelical @1.1.5    last year

"Every president sees his party lose hundreds of positions — it's the price a party holding the White House pays — but no president has come close to Obama. During Obama's eight years in office, the Democrats have lost more House, Senate, state legislative and governors seats than under any other president."

The Democratic Party Got Crushed During The Obama Presidency. Here's Why : NPR

It came at a high cost.

And then the SCOTUS had to fix it for him!

 
 
 
evilone
Professor Guide
1.1.7  evilone  replied to  Vic Eldred @1.1.4    last year
We are talking about YOUR healthcare plan.

It's NOT my plan. I wasn't involved in the year long Congressional debates, nor was I allowed to vote on it. Let me know when you have YOUR healthcare plan. Something that works from 350M plus Americans. One that increases life expectancies for mothers giving birth and their babies. One that covers rural America as well as urban centers. One that doesn't discriminate, or favor the haves, over the have nots. 

It's easy to pick apart someone else's plan - when are Reps going to come up with a replacement? It's not like they haven't had time.

 
 
 
MrFrost
Professor Guide
1.2  MrFrost  replied to  Vic Eldred @1    last year
Trump was right:

LMFAO!

 
 
 
devangelical
Professor Principal
1.3  devangelical  replied to  Vic Eldred @1    last year
once again Trump was right

 
 
 
Vic Eldred
Professor Principal
2  author  Vic Eldred    last year

Before I forget:

Happy Halloween

31themorning-nl-tricktreat-02-jkpg-jumbo.jpg

 
 
 
devangelical
Professor Principal
2.1  devangelical  replied to  Vic Eldred @2    last year

[deleted][✘]

 
 
 
George
PhD Expert
2.2  George  replied to  Vic Eldred @2    last year

256

 
 
 
MrFrost
Professor Guide
2.2.1  MrFrost  replied to  George @2.2    last year

512

 
 
 
George
PhD Expert
3  George    last year

256

 
 
 
Vic Eldred
Professor Principal
3.1  author  Vic Eldred  replied to  George @3    last year

That's right. But you must vote for us!

 
 
 
Ozzwald
Professor Quiet
3.2  Ozzwald  replied to  George @3    last year

When a lie is the only way you can support a claim, it is not much of a claim.

 
 
 
Jeremy Retired in NC
Professor Guide
4  Jeremy Retired in NC    last year
We were all told once upon a time that Obamacare was going to be similar to a single payer system and that it would make health care cheaper.

And it's neither.

Eventually Obamacare needed a subsidy and that subsidy began escalading.

Currently the subsidies are costing approximately 500 BILLION.

Costs almost half a trillion dollars.  The Congressional Budget Office recently estimated that permanently extending the  COVID-19 subsidies would increase the deficit by $350 billion  over ten years, plus another roughly  $60 billion in additional interest costs  to finance the spending.

Very little of it is going to the patient.

Subsidizes insurance companies, not patients.  Unlike other tax credits that individuals claim on their tax returns at the end of the year, most premium tax credits are paid in advance, directly to insurance companies, to lower the monthly premium bill. These direct subsidies allow the insurance industry to shift the vast majority of rising premiums onto taxpayers. 

As with a lot of what we are seeing from the federal government, its wrought with fraud.

Rampant enrollment fraud.  Covering the full premium costs of many marketplace plans led to significant enrollment fraud. A recent Paragon report estimates that the program has more than  6.4 million improper enrollees , costing taxpayers $27 billion in 2025. 

 
 
 
Vic Eldred
Professor Principal
4.1  author  Vic Eldred  replied to  Jeremy Retired in NC @4    last year

Who knew there would be fraud

 
 
 
Jeremy Retired in NC
Professor Guide
4.1.1  Jeremy Retired in NC  replied to  Vic Eldred @4.1    last year

The way the democrats pushed the ACA...we knew there would be fraud from the start.

 
 
 
Vic Eldred
Professor Principal
4.1.2  author  Vic Eldred  replied to  Jeremy Retired in NC @4.1.1    last year

The author of it admitted it was a lie:

 
 
 
Nerm_L
Professor Expert
5  Nerm_L    last year

The Premium Tax Credit (PTC) was a centerpiece of ACA from the beginning.  PTC subsidies are not something that was tacked on to Obamacare later.  Obamacare was always intended to be government subsidized health insurance.  Obamacare was only intended to make health insurance affordable by paying part of the premium with public money and spreading the cost of insurance premiums across a bigger pool of healthy people through mandates.

Democrats actually believed that socialized health insurance would lower the cost of for-profit medical care?  What did Democrats think would happen by throwing more free money at a privately owned, publicly traded system of medical care?  Throwing money at Wall Street does not make anything more affordable, anywhere.

The politics of the situation is that people will naturally blame Republicans.  The public expectation is that Republicans will make things worse for ordinary people.  Facts won't turn that around.  Republicans are at fault.  Republicans lost this war before the first shot was fired.  The insurance companies (and Wall Street) are safe because they just raise the premium price.  It's ordinary people who will suffer.  And Republicans don't care.  The only thing business friendly Republicans do is make people's lives miserable and more difficult.  That's the Republican brand, that's the public's expectation.  

Ordinary people won't believe anything Republicans say about Obamacare.  Because Republicans care more about money than people.  Ordinary people need health care whether or not it's affordable.  Republicans only jack the prices to make more money.  That's what people expect.

 
 
 
Vic Eldred
Professor Principal
5.1  author  Vic Eldred  replied to  Nerm_L @5    last year

 
 
 
Nerm_L
Professor Expert
5.1.1  Nerm_L  replied to  Vic Eldred @5.1    last year
WhoAreYou

Your video is unavailable.  At least from your source.  It requires extra work on my part to get your message.  That's shoddy work.

Who am I?  I am an American who firmly believes in the idea of liberty.  Liberty requires true Protestant/Puritan conservative self-restraint along side freedom allowed by restrained government.  If you do not want to be the slave of a master then you must be the master of yourself.  If you want liberty then you must govern yourself.

Libertarian freedom is half assed liberty; that's un-American.  Liberty does not mean you are free to do whatever the fuck you can get away with.  If you cannot restrain yourself, if you cannot govern your vices, if you refuse to become your own master, then you cannot be an American.

America is not about freedom; it's about liberty.  Liberty means you do not need a government to force you to do the right thing because you will govern yourself.   Being free from oppressive restrictions is just the freedom of anarchy; that's not liberty or American.  A sovereign citizen can never be an American because they place freedom above all things.  A sovereign citizen is an anarchist; not an American.  

 
 
 
Vic Eldred
Professor Principal
5.1.2  author  Vic Eldred  replied to  Nerm_L @5.1.1    last year
It requires extra work on my part to get your message.

Then you must give up.

You are another who didn't know what was in your best interest.

 
 
 
Nerm_L
Professor Expert
5.1.3  Nerm_L  replied to  Vic Eldred @5.1.2    last year
Then you must give up.

No, I did the work you refused to do.

You are another who didn't know what was in your best interest.

How so?  As an American I am already inclined to make sacrifices for the benefit of others.  Why is it in my best interest for those who refuse to do the work to be allowed to exploit my willingness to sacrifice?  Having to carry TEA Party Libertarians piggy back pisses me off but won't stop my American willingness to sacrifice for others.  

What really pisses me off is when TEA Party freeloaders tell me they won because I'm stupid.  What kind of American would do that?

 
 
 
Jack_TX
Professor Quiet
5.2  Jack_TX  replied to  Nerm_L @5    last year
Democrats actually believed that socialized health insurance would lower the cost of for-profit medical care?

This assumes they actually believe the shit they tell people.

What did Democrats think would happen by throwing more free money at a privately owned, publicly traded system of medical care?

Huge campaign contributions from big pharma and health insurers.

 
 
 
Snuffy
Professor Participates
6  Snuffy    last year
You'll never get the truth from the dems politicians.

Fixed it for ya. 

 
 
 
Split Personality
Professor Participates
6.1  Split Personality  replied to  Snuffy @6    last year

Thank Yew!

 
 
 
JohnRussell
Professor Principal
7  JohnRussell    last year

Have no fear, Trump has a concept of a plan for health care. Its coming in just two weeks from now. 

 
 
 
Vic Eldred
Professor Principal
7.1  author  Vic Eldred  replied to  JohnRussell @7    last year

No plan is better than what Obama sicked on this country.

 
 
 
Split Personality
Professor Participates
7.1.1  Split Personality  replied to  Vic Eldred @7.1    last year

and yet the ACA is 20 plus points more popular than the current POTUS.

 
 
 
Hal A. Lujah
Professor Participates
7.2  Hal A. Lujah  replied to  JohnRussell @7    last year

He’ll release it as soon as he’s not under audit.

 
 
 
Gsquared
Professor Expert
7.2.1  Gsquared  replied to  Hal A. Lujah @7.2    last year

And just after Melania's press confernce about her immigration status.

 
 
 
Sean Treacy
Professor Principal
8  Sean Treacy    last year

Obamacare predictably failed. Now it's going to be an ever growing drain on the government, just as its opponents predicted when they opposed it.

 
 
 
MrFrost
Professor Guide
8.1  MrFrost  replied to  Sean Treacy @8    last year
Obamacare predictably failed.

LMAO!!!!

 
 
 
Snuffy
Professor Participates
9  Snuffy    last year

Isn't it amazing how history repeats itself and how words from the past can be so relevant today. President Obama during the government shutdown back in 2013. 

"Think about this,   shutting down the government   just because you don’t like a law that was passed and found constitutional," Obama said in Sept. 2013.

"No Congress before this one has ever, ever, in history, been irresponsible enough to threaten default, to threaten an economic shutdown, to suggest America not pay its bills just to try to blackmail a president into giving them some concessions."

The 2013 shutdown lasted   just over two weeks , meaning the latest closure has already lasted twice as long. The previous dispute also centered on the Affordable Care Act.

"Congress needs to pay our bills on time. Congress needs to pass a budget on time. Congress needs to put an end to governing from crisis to crisis," said Obama, urging lawmakers to keep the government running.

Obama condemned shutdowns, now Democrats block GOP proposals for month | Fox News

 
 
 
devangelical
Professor Principal
9.1  devangelical  replied to  Snuffy @9    last year
Isn't it amazing how history repeats itself and how words from the past can be so relevant today.

... ain't that the truth.

 
 
 
Nerm_L
Professor Expert
10  Nerm_L    last year

Absolutely Amazing!

Obamacare was designed to fail when Barack Obama proposed the program.  There are real reasons Nancy Pelosi demanded Obamacare be passed before finding out what was in the legislation.  Democrats have started throwing enormous amounts of public money at the financial sector to protect what?  Democrats' legacy?  Democrats' brand?  Democrats' gravy train for the wealthy and connected?

Now the TEA Party geniuses have adroitly intercepted the blame for Democrats' train wreck.  No matter what the facts, no matter what Democrats do, the public is going to blame Republicans.  It's all Republicans' fault.

Donald Trump is being forced to fund SNAP.  How is that Democrats' fault?  Donald Trump is paying the military with donations from government contractors.  How is that Democrats' fault?  Donald Trump is firing Federal workers because Congress can't do its job.  How is that Democrats' fault?  Donald Trump is demanding the elimination of the filibuster.  How is that Democrats' fault?

Trump and the TEA Party (pretending to be MAGA) weren't elected to steal lollipops from babies.  Those optics are all wrong.  What kind of Americans would do such a thing?

 
 

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